What are discount points on a mortgage?

Learn how a verified approval letter strengthens your mortgage offer by confirming income, assets, and debt to give sellers more confidence in your bid. Read more

Do you need proof of income to refinance a mortgage? Understand if lenders typically require verification paperwork and how to prepare for a smooth process. Read more

Learn what LTV, CLTV, and HCLTV mean, and what impacts the maximum amount you can cash out when you refinance. Read more