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The wait is over with

One Day Mortgage®¹

One Day Mortgage® offers you more certainty and kicks your home loan into hyperdrive: go from locked rate to Commitment Letter in a single day. Traditional lenders deliver a Commitment Letter in a few weeks.²

Let's go

The mortgage process isn’t a race.
(But if it was, we’d totally win.)

No one really wants a mortgage—they want a home. One Day Mortgage® speeds up the process so you can skip the red tape and worry, and head straight to “Welcome home.”

Real estate agents

The fastest way to close more homes

One Day Mortgage® delivers certainty and speed to your client’s offers. And the quicker they close, the more clients you can help find their dream homes.

How it works

Faster than a

speeding mortgage

Offer accepted? Now it's time to lock a rate with Better Mortgage.

Upload financial info and get a Commitment Letter in 24 hrs, instead of waiting weeks.

(Yes, really!)

Get peace of mind through title, appraisal, and then...Closing! 🎉

What makes us Better

$100B

Home loans funded entirely online

400k

customers who saved time and money

$0

Unnecessary fees that other lenders charge

3mins

Get pre-approved in as little as 3 minutes

Better Mortgage

Checkmark

Get a Commitment Letter in a single day

Checkmark

A simple online dashboard, you set the schedule

Checkmark

Close up to 17 days faster than average²

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Questions? Call, text, or email us.

Traditional mortgages

X

Wait weeks for a Commitment Letter

X

Outdated methods that slow you down

X

Endless paperwork, emails, and phone calls

X

Wait until the banks open

Making the Dream possible! The pre-approval process was seamless...I appreciate the whole team at Better.

Chuck H

Better was in fact better! What I liked most about Better was that even though they were naturally trying to get our business, they seemed like they were honestly doing what was best for us.

Ricki D.

Better was by far the most transparent and informative lender experience...Everyone involved was honest, forthright, and promptly answered all of my questions.

Sergey L

One Day Mortgages FAQs

Is One Day Mortgage® live in all states?

What makes One Day Mortgage® better?

Will every customer qualify for One Day Mortgage®?

What loan types are NOT eligible for One Day Mortgage®?

How does a customer know if they qualify for One Day Mortgage®?

What does a One Day Mortgage® customer have to do in order to get their Commitment Letter delivered in 24 hours?

What property types are eligible for One Day Mortgage®?

What financial information I need to share to get a Commitment Letter within 24 hours?

How do I learn more about how to qualify for One Day Mortgage®?

One Day Mortgage® Terms & Conditions

¹Better Mortgage’s One Day Mortgage® promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a mortgage loan the opportunity to receive a conditional underwriting determination from Better Mortgage within 24 hours of their rate lock. Better Mortgage does not guarantee that a conditional underwriting approval will result in a final underwriting approval. See One Day Mortgage Terms and Conditions.


²Source

Better

Better is a family of companies serving all your homeownership needs.

  • better mortgage homepage

    We can’t wait to say “Welcome home.” Apply 100% online, with expert customer support.

  • better real estate page

    Connect with a local Better Real Estate Partner Agent to find out all the ways you can save.

  • better cover page

    Shop, bundle, and save on insurance coverage for home, auto, life, and more.

  • better inspect page

    Get free repair estimates, 24-hour turnarounds on reports, and rest easy with our 100-day inspection guarantee.

  • better inspect page

    Get transparent rates when you shop for title insurance all in one convenient place.

© 2024 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate, and operating in the State of California through its wholly owned subsidiary Better Real Estate California Inc., is a licensed real estate brokerage and maintains its corporate headquarters at 325-41 Chestnut Street, Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate, LLC’s license numbers. Better Real Estate, LLC provides access to real estate brokerage services via its nationwide network of partner brokerages and real estate agents (“Better Real Estate Partner Agents”). Equal Housing Opportunity. All rights reserved.

New York State Housing and Anti-Discrimination Notice

New York Standard Operating Procedures

Texas Real Estate Commission: Information About Brokerage Services | Consumer Protection Notice

Better Settlement Services, LLC. 325-41 Chestnut Street, Suite 803, Philadelphia, PA 19106.

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 325-41 Chestnut Street, Suite 807, Philadelphia, PA 19106.

Insurance quotes and policies are offered through Better Cover, LLC. A Pennsylvania Resident Producer Agency. License #881593. Here is a full listing of Better Cover, LLC’s license numbers.

Better Inspect, LLC maintains its corporate headquarters at 325-41 Chestnut Street, Suite 846, Philadelphia, PA 19106.

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC, Better Cover, LLC, Better Connect, and Better Inspect, LLC are separate operating subsidiaries of Better Home & Finance Holding Company. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

Any unauthorized use of any proprietary or intellectual property is strictly prohibited. All trademarks, service marks, trade names, logos, icons, and domain names are proprietary to Better Home & Finance Holding Company. Better Home & Finance Holding Company trademarks are federally registered with the U. S. Patent and Trademark Office. Better Cover is a registered trademark with the U.S. Patent and Trademark Office and is owned by Better Cover, LLC.