Resources

Many homebuyers expect the Fed to lower interest rates Dec. 9-10. But rate cuts don't always translate into immediate savings on mortgage loans.

Discover the income needed for an $800k mortgage, explore what affects monthly costs, and see real-world scenarios to compare your options.

Find out how to close on a house. Follow our step-by-step guide to understand the process, key documents, and tips you need for a successful home closing

How much house can I afford with an $80k salary? Learn which factors affect your mortgage options, and discover tips that make homebuying more affordable.

Learn the pros and cons of FHA loans. Compare key benefits and drawbacks, explore alternatives, and decide if an FHA loan fits your needs before you apply.

Can you have a cosigner on a mortgage? Learn how cosigning works and when to consider it. Plus, discover the key benefits, risks, and responsibilities involved.

Understand the key differences between co-borrowers vs. cosigners. Weigh the pros and cons, and learn tips to choose the best option for your financial goals.

What are closing costs? Explore common fees found at closing, who pays them, and how to estimate and reduce expenses so you’re prepared when it’s time to close.

Learn what loan-level price adjustments are, why they exist, how they affect mortgage costs, and simple ways to manage them when comparing home loan options.

Learn how mortgage employment verification works, when lenders check your job, the methods they use, and what changes in employment mean for your home loan.

Are VA loans assumable? Learn how they work, who can assume them, the main steps to follow, the pros and cons, and potential savings when assuming a VA loan.

Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.

Learn the key differences between MIP vs. PMI. Learn how both mortgage insurance types work, their trade-offs, and find which option fits your home loan goals.

Learn how many people can be on a mortgage, typical caps by loan type, requirements, pros and cons, and step-by-step tips to apply with multiple co-borrowers.

Are property taxes included in your mortgage payment? Learn how escrow accounts work, pros and cons, and how Better's digital pre-approval clarifies costs.

How much house can I afford with a $120k salary? Learn key affordability factors, home-buying scenarios, and strategies to boost buying power.

Discover how to afford a million-dollar home with these insightful tips. Learn income requirements and additional costs to secure your dream home.

How many FHA loans can you have at the same time? Explore the requirements for qualifying and discover other mortgage options available to you.

Learn what FHA closing costs are, how they work, and what they cover. Explore estimated fees and strategies to reduce the final amount.

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

Understanding APR costs helps you avoid hidden mortgage fees. Learn key fees, rates, and tips to compare and secure the best loan for your needs.

Learn how to remove someone from a mortgage with or without refinancing. Explore pros and cons, costs, FAQs, and common methods to simplify the process.

With the government shutdown canceling economic data reports, economists will have to make more blindfolded decisions that affect mortgage borrowers.

What is down payment assistance? Learn how it works, find types and eligibility, plus where to search, how to apply, and practical alternatives today.

Compare VA loan vs FHA to see eligibility, down payment rules, pros, cons, and more. Learn which mortgage option works best for your homebuying needs.

Learn how to avoid tax on a second home: key deductions, personal vs rental rules, capital gains, and legal strategies to lower taxes with smart planning.

Government shutdowns can create paradox for borrowers. Rates may decline, but processing may stall as lenders face bottlenecks in a reduction of government support.

Learn how to evaluate, finance, and manage an Airbnb investment property. Understand their pros and cons, the steps to buy one, tips, alternatives, and FAQs.

Learn how an interest-only mortgage works, see pros and cons, qualification criteria, and alternatives to decide if it’s the right option for home financing.

What is a HUD home? Learn how the buying process works, and the benefits and risks to consider so you can spot value and opportunities with confidence.

Buying a short-sale home can save you money if you know the process. Learn key steps, expert tips, and strategies to secure a smooth, successful purchase.

How does a VA cash-out refinance work? Learn key requirements, costs, pros, cons, and scenarios when tapping your home equity may be a smart move for Veterans.

How long does a seller have to respond to an offer on a house? Understand why delays happen, key signs of acceptance, and ways to make your offer stronger.

Explore VA loan pros and cons to see if it’s the right mortgage choice. Learn about benefits, drawbacks, eligibility, and when a VA loan works best for you.

Understand what a VA appraisal is, how it works, fees, property requirements, and what to do if the appraisal comes in low when buying with a VA loan.

Learn who pays Relator fees, how commissions work, what’s negotiable, and how FSBO impacts buyer’s agent costs. Clear FAQs help buyers and sellers plan.

What is a VA cash-out refinance? Explore how it works, its main benefits, and eligibility requirements so you can decide if it’s the right choice.

Learn what an escrow refund is, why you might get one after an escrow analysis, how the payout works, smart ways to use it, and other common FAQs.

Learn how many times you can use a VA loan, the benefits of reusing it, and key situations where getting a second VA loan could be the right choice for...

A new law bans mortgage trigger leads, protecting home buyers from spam and giving them more control over their data. Here’s what it means for you.