Refinancing

Is cash-out refinance taxable? Learn how cash-out refinance taxes work, when interest is deductible, and smart ways to use your equity without surprise taxes.

How FHA MIP refunds work in 2025? See the chart, eligibility, how to calculate your prorated credit, what to consider before refinancing, and answers to FAQs.

Refinancing your mortgage can help you save money or adjust your loan terms to better suit your needs. Learn how it works and whether it’s right for you.

Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.

Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.

Compare reverse mortgage vs. HELOC vs. home equity loans: who qualifies, how they work, costs, pros and cons, and when each option makes sense for your goals.

Explore the types of refinance options available to homeowners. Learn how rate-and-term, cash-out, and other refinance types can help you save or access equity.

Discover alternatives on how to get equity out of your home without refinancing. Learn about HELOCs, home equity loans, and other flexible financing options.

Discover how a VA IRRRL can cut your rate and payment with fewer documents, no appraisal, and rolled in costs. Start your streamlined veteran refinance today.

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

We looked at notable design trends over the past 100 years to see how American homes have changed.

Here we deep dive into what you can expect when you transition from scrolling through homes online to going to open houses, making an offer, and closing.

Homeowners who were previously denied a mortgage refinance may now qualify through RefiPossible™. You may save up to $3k/yr by lowering your monthly costs.

What is an FHA loan? Understand how FHA-backed mortgages work, who qualifies for them, the minimum credit and down payment, pros and cons, and steps to apply.

Learn what makes property value increase and learn 10 important factors that significantly impact how much a home is worth when buying, selling, or refinancing.

If you’re interested in a no-cost refinance, there are two ways to do it: Taking lender credits & rolling in your closing costs. Here we explore both.

Every homebuyer should be asking these questions to their mortgage lender.