Homebuying

Learn what an up-front mortgage insurance premium (UFMIP) is, how lenders calculate it, and explore ways to sidestep UFMIP on FHA loans.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

How much house can I afford with a $150k salary? Explore price-range estimates, common mortgage options, and tips for saving money in our guide.

Can you get a mortgage on an auction property? Learn how to prepare, secure fast financing, and beat tight auction deadlines with this clear step-by-step guide.

Learn how to buy a second home with no money down. Discover zero-down methods, low-payment alternatives, weigh pros and cons, and compare financing strategies.

Learn what an easement is in real estate and how it might affect your property. Discover the most common types and ways to uncover them before committing.

How many mortgages can you have? Learn about loan limits, what lenders look for, ways to qualify for multiple mortgages, and the financing options available.

What is a townhouse? Learn how its design, shared spaces, and community lifestyle work. Get a clear breakdown of features, benefits, and buying steps.

What is mortgage insurance? Understand how it works and what affects its cost. Discover various ways to avoid or eliminate it to save more on your home loan.

What is a promissory note? Learn how it works, what it includes, and why it matters. Understand the promise behind your home loan with this simple guide.

What is a home inspection? Learn why it matters beyond a simple checkbox. Discover what inspectors look for, how it works, and how they protect homebuyers.

Refinancing your mortgage can help you save money or adjust your loan terms to better suit your needs. Learn how it works and whether it’s right for you.

Can you get a mortgage without a job? Learn real ways to qualify for a home loan using savings, alternative income, and lender-approved smart strategies.

What is a seller credit? Discover how it can lower buyer costs, speed up home sales, and help both buyers and sellers achieve a smooth win-win situation.

Can you have a cosigner on a mortgage? Learn how cosigning works and when to consider it. Plus, discover the key benefits, risks, and responsibilities involved.

Understand the key differences between co-borrowers vs. cosigners. Weigh the pros and cons, and learn tips to choose the best option for your financial goals.

What are closing costs? Explore common fees found at closing, who pays them, and how to estimate and reduce expenses so you’re prepared when it’s time to close.

Learn what loan-level price adjustments are, why they exist, how they affect mortgage costs, and simple ways to manage them when comparing home loan options.

Learn how many people can be on a mortgage, typical caps by loan type, requirements, pros and cons, and step-by-step tips to apply with multiple co-borrowers.