What is a Loan Estimate?

Understand how cash-out refinance funds are distributed, and discover what to expect after closing, whether it’s your primary home or investment property. Read more

Learn how mortgage lenders evaluate your credit and which credit score is used for mortgage applications, including details on co-borrowers and credit checks. Read more

What is close of escrow, and what happens during this final step of buying a home? Understand how funds are transferred and how home ownership is finalized. Read more