Hazard insurance vs home insurance: What's the difference?

Learn what earnest money is in real estate and why it’s important in home buying. Discover how it protects buyers and sellers during the transaction process. Read more

Homeowners insurance is a requirement of a mortgage. Here we explain why many homeowners choose to roll their insurance into their monthly mortgage payment. Read more

When applying with a co-borrower, lenders use the lower credit score. Learn how this affects loan terms, and when it makes sense to apply solo or jointly. Read more