What DTI do I need to qualify for a jumbo loan at Better Mortgage?
DTI (debt-to-income ratio) is a measure of your monthly debt (student loans, car loans, credit card bills) divided by your gross monthly income (how much money you earn before taxes). DTI is one of the factors that determines what kinds of financing options are available to you, as it helps lenders understand whether youâll be able to manage a mortgage payment in the context of other debt obligations. In order to qualify for a jumbo loan at Better Mortgage, you need to have a DTI no higher than 43%.