Can you change your interest rate after locking?

Learn how conforming conventional loans are backed by Fannie Mae and Freddie Mac, with oversight from the FHFA to promote affordability and market stability. Read more

Learn the minimum credit score needed to apply for a mortgage or refinance, and understand how credit requirements vary by loan type and purpose. Read more

Learn what a principal mortgage is, how it fits in a home loan, and why understanding your original loan amount matters when managing your mortgage payments. Read more