Do I need proof of income to refinance my house?

What is a co-applicant in a mortgage? A second borrower whose income and credit strengthen your application and help you qualify when solo approval is hard. Read more

Learn what an adjustable rate mortgage is, how a fixed intro period leads to later resets, 5/1 examples, pros and risks, and how preapproval works today. Read more

Lender’s title insurance and owner’s title insurance have different requirements in a mortgage refinance. Read more