What is occupancy date and is it the same as closing date?

Here we explain where and when you’ll be likely to pay property tax and insurance charges as part of your closing costs for a loan refinance. Read more

Learn what negative amortization is, how it increases your loan balance over time, and the financial consequences of unpaid interest on your mortgage. Read more

Learn how a verified approval letter strengthens your mortgage offer by confirming income, assets, and debt to give sellers more confidence in your bid. Read more