Resources

Inventory is starting to rise, but prices and competition are still hot. Homebuyers are finding new ways to make their offer the best it can be.

An appraisal contingency helps prevent homebuyers from overpaying, but sometimes they cause offers to be rejected. Learn when to add it, when to waive it.

A guide to breaking down the federal and lender-specific requirements to qualify for an FHA loan and determining if this lending option is a good fit for you.

When looking at a mortgage, paying points means paying more upfront for a lower interest rate. On the other hand, getting credits means paying less at closing in exchange for...

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

Here’s what our underwriters take into consideration when reviewing applications from self-employed borrowers.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

Mortgage rates remain near historic lows, but a decision from the Federal Reserve could lead the market to drive them higher in the next few months.

Discover the best places to live in New Jersey, what’s unique about the real estate market, how to find a New Jersey Realtor, plus 7 steps to buy a home.

As summer kicks into high gear and the sustained price spike starts to slow down, reluctant sellers might be enticed by reduced competition.

The launch of Fannie Mae’s RefiNow program helps homeowners cut back on their interest rate and monthly payments. Find out if you qualify.

Mortgage News: Home equity is at an all-time high, and 17.8 million homeowners have a good chance of cashing out.

Not getting caught up in the emotions of a competitive market is key to avoiding buyer’s remorse and successfully navigating bidding wars.

Mortgage News: Homebuying is more competitive than ever this year, with a surge in speedy, virtual sales, new construction homes, and a widening supply gap.

Sellers are driving the market, but first-time buyers can still find success if they stay open to compromise and work with agents who set proper expectations.

Trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? Here’s the difference, and how to figure out which home loan is right for you.

Mortgage News: While a recent dip in rates may provide homeowners savings, the truth is, shifts in the market shouldn’t determine when it’s time to refinance.

As with all financial decisions, refinancing your mortgage is deeply personal. Rising interest rates should not get in the way of your unique financial goals.

It is a good time to refinance? Low interest rates can signal opportunities for homeowners, but here’s what else you should take into consideration.

So you're considering a local mortgage lender? If you care about face-to-face interaction, they can't be beat. But there are some conveniences they can't offer.