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Learn about real estate agents, your home search, and more.

![Man Pointing Next to a Child  Outside of a Large Open Window](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2Fca6fae6221564d3bbebe45838b7b42c2)

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  <div class="learn">
<p class="learnfont"><strong>What You’ll Learn</strong></p>

<p class="learnfont">How to prepare for your home search ahead of time</p>

<p class="learnfont">How to determine your wants and needs lists and narrow down location</p>

  <p class="learnfont">What aspects and features to consider when touring a home</p>

  </div>
  <br><br>

  House hunting is hands-down the most exciting stage of the homebuying process, but it can also be one of the most nerve-wracking. You probably have some idea of the things you need in a home, the things you want in a home, and things you absolutely don’t want in a home. But when you tour a home in person, it’s easy to lose focus or pay attention to the wrong details.

There are typically two ways to see a home that’s on the market: attend an open house or schedule a private tour. In some instances, you may also have the opportunity to do a virtual tour of the home—which can be a useful alternative if you're unable to attend in person. 

As the name suggests, an open house is an open invitation for anyone to show up and inspect a home during set hours. A listing agent will be there to field questions and give interested parties more information on the home. Private tours are usually set up with the listing agent or your own [real estate agent](https://better.com/find-an-agent). When a home really catches your eye, it’s typically better to schedule a private tour so you can take your time asking questions and take any measurements and photos. 

This guide will help you focus your thoughts and stay organized as you prepare for home tours, so you can make informed decisions and place an offer with confidence.

<h2>How to prepare for a home tour</h2>

<h3>First things first: Find out how much home you can afford</h3>

Before you start browsing listings, let alone touring homes, you should have an idea of what you can afford. To avoid getting your heart set on a home that’s out of your financial reach, spend a little time with a [mortgage affordability calculator](https://better.com/content/a-better-home-affordability-calculator/). These kinds of tools can help you confirm hypothetical home loan amounts, purchase prices, monthly mortgage payments, and whether you have enough in down payment savings.

<h3>Pro tip: Come prepared with a pre-approval letter</h3>

Confirm your eligibility for a home loan by going through [the pre-approval process](https://better.com/content/what-is-a-mortgage-pre-approval/). (FYI: it takes as little as 3 minutes with Better Mortgage, and it doesn’t require a hard credit check.) A pre-approval letter will provide you with a more accurate estimate of how much you’ll be able to borrow once you meet your lender’s conditions. Pre-approval letters can also add leverage to any home purchase offers, because they show agents and sellers that your offer is serious and you’ve already done the legwork to secure future financing.

<br>
 <div style="text-align: center">  
 <a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/preapprovals/purchase">Get pre-approved</a>  
 </div>
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<h3>Make a list of your “needs” vs. your “wants”</h3>

Once you have an idea of what you can afford, it’s time to think about what your ideal home looks like. Start by making a concrete list of the things you absolutely need. 

Perhaps you require a certain number of rooms to accommodate your family, work, or lifestyle. For example, you know you’ll need three bedrooms for your growing family, or an extra room to serve as a home office because your company’s going remote. Understanding your must-haves will help you narrow down your home search so you won’t waste time touring houses that aren’t quite right.

Next, make a list of your wants—the features and things that may be nice to have but you could live without. These might include things like yard space, new appliances, or a fireplace. In other words, they’re things you picture in your dream home, but you could live without them. These will come in handy to weigh the pros and cons of similar properties. 

If you’re having trouble determining a need vs. a want, think about whether the feature would be easy and affordable to change once you move in, or whether it would be impractical or prohibitively expensive. For example, adding a dishwasher is a relatively small and inexpensive project compared to adding a garage. So, if your heart is set on a garage, you might consider that a need. 

If you’re looking at home listings online, they’ll likely have different criteria you can use to filter listings. If you’re working with a real estate agent, talking to them about your needs and wants will help them find properties that may work for you. 

<h3>Location, location, location</h3>

There’s a reason why “location, location, location” is such a common refrain in real estate. The address of your home can play a significant role in its appreciation as an investment. And if you plan on living in the home for even a short period of time, you want to make sure it’s somewhere you’re comfortable spending time. Before deciding on a location, it’s worth considering:

- <strong>Lifestyle and preferences:</strong> Are you looking for a home in a quiet suburb or a condo in a walkable downtown area? Do you want an acre of land, or do you want to avoid lawn maintenance altogether? Are you comfortable with a house on a main road, or would you prefer something more tucked away? Having some basic lifestyle criteria will help narrow your search.
- <strong>School district:</strong> If you have kids or plan to have a family in the future, school districts might be a major factor in your home search. Not only can schools affect your kids’ education experience, but they can also [affect property values](https://better.com/content/how-do-school-districts-affect-homebuying/).  
- <strong>Property taxes:</strong> Take a look at the last decade of [property taxes](https://better.com/content/how-to-calculate-property-tax-on-a-house) for the counties where you’re thinking about touring homes to get an idea of how  your property taxes may change over time. Increases in property taxes may not be a bad thing—often, it’s a sign of growth, improvement, and more services and resources for residents. Just be sure to consider the costs in your [budget](https://better.com/content/how-to-budget-for-your-monthly-mortgage-payment/).
- <strong>Neighborhood and surrounding areas:</strong> Do your research to learn about overall livability ratings for categories like crime, amenities, and walkability. Consider driving around any areas you’re considering to see how well-kept homes, streets, and local parks are. 
- <strong>Future zoning and infrastructure:</strong> Ask your real estate agent and/or the listing agent what they can tell you about any major changes planned for the area. Are there major development or infrastructure projects planned? New developments can mean increased traffic, but they might also mean increased property values. 

Considering these location factors can help give you a clearer picture of where you’ll want to live. 

<h2>Tips for touring a home</h2>

Now that you have nailed down some important criteria for finding the perfect home, it’s time to start seeing some properties.

A home tour is your best chance to ask questions and see if the property fits your needs. Here are some important things to think about as you’re touring homes: 

<h4>What to consider during the home tour</h4>

<strong>Structural condition, utilities, and HVAC</strong>

As you walk through a house, keep an eye out for any major cracks in the walls, floors, and ceilings. Structural damage, roofing, and HVAC systems are expensive fixes, so don’t be afraid to ask about any significant issues or renovations that may have occurred. 

<strong>Water damage and smells</strong>

Look out for signs of water damage or mold, which may indicate a moisture problem. Water damage can lead to significant structural problems and can be very difficult (and expensive) to fix. You’ll also want to take notice of any strong odors from smoke or pet urine, which can be persistent and difficult to remove entirely. 

<strong>Storage space</strong>

You’ll likely notice if there are plenty of closets, cabinets, and other storage areas, but it can be easy to overlook their absence. If you’ll need to add dressers or other storage, they can take up significant space in a room, so it’s good to keep in mind when you’re visualizing how you’ll use a space. 

<strong>Parking </strong>

Homes in a city or downtown area may not always come with designated parking spots. If you commute or otherwise use your car often, you’ll want to find out what the parking situation is like and if there’s street parking or other parking options available. Parking can get competitive quickly in more densely populated areas. On the other hand, neighborhoods with ample parking may have regulations about street parking which is something to consider if you like to entertain. 

<strong>Don’t get caught up on the small things</strong>

It’s easy to get distracted by dated appliances, paint or wallpaper that doesn’t match your taste, and other cosmetic details. Keep in mind that many of the things that will catch your eye during a home tour are fairly simple and relatively inexpensive to change. The bones of the house and utility systems are far more important to consider for the long term than the shag carpeting that can be easily removed. 

<h2>Update your must-haves</h2>

As you visit more homes, you might find new things you’re willing to compromise. Don't be afraid to update your wants and needs as you go. You may decide that you can’t deal with a small kitchen afterall, and that’s okay. Touring homes is a learning experience. 

<h2>What happens next?</h2>

Whether it takes one house tour or dozens, there’s no doubt that finding “the one” is an exciting experience.

Before you jump into an offer, take time to review your wants and needs list. If you can, walk the area during different times of day to get a sense of traffic, lighting, and noise. If you have the opportunity, talk to your potential neighbors to introduce yourself and ask questions about the area. 

You’ll also want to make sure “the one” works with your budget. While the asking price might fit into your pre-approved limit, there are other factors that can affect affordability like homeowners association fees, homeowners insurance, taxes, and utilities. 

When you’re ready to put in an offer, talk to your real estate agent to see if there are other contenders and what those offers might look like. Asking about recent sales of comparable homes (comps, for short) can give you an idea of how competitive the market is in that area. Your real estate agent can help you answer any questions and submit a [competitive offer](https://better.com/content/home-by-summer-june-to-dos-make-a-competitive-offer/).

Ready to start your home-touring journey? [Get pre-approved for a mortgage](https://better.com/preapproval/786066c2-f873-4c65-a64c-0cc34202d7f6) today, so you’ll be ready to put in an offer when the perfect house comes along.

<h2>Frequently Asked Questions About Touring a Home</h2>

<strong>Question:</strong> How should I prepare before touring homes?
<strong>Answer:</strong> Before touring homes, it's essential to understand what you can afford. Use a [mortgage affordability calculator](https://better.com/how-much-house-can-i-afford) to get an idea of your budget. Additionally, obtaining a pre-approval letter can provide a more accurate estimate of how much you can borrow and add leverage to your offers.

<strong>Question:</strong> What's the difference between an open house and a private tour?
<strong>Answer:</strong> An open house is an open invitation for anyone to inspect a home during set hours, usually with a listing agent present to answer questions. A private tour is arranged with the listing agent or your real estate agent, allowing for a more detailed inspection and questions.

<strong>Question:</strong> How do I differentiate between my "needs" and "wants" when looking for a home?
<strong>Answer:</strong> Your "needs" are essential features that accommodate your family, work, or lifestyle, such as the number of bedrooms. "Wants" are nice-to-have features like new appliances or a fireplace, which you could live without. Consider whether a feature is easy and affordable to change after moving in to help differentiate between the two.

<strong>Question:</strong> Why is location important when choosing a home?
<strong>Answer:</strong> [Location](https://better.com/content/how-to-choose-the-right-neighborhood-when-buying-a-house) can significantly impact a home's appreciation and your comfort living there. Consider your lifestyle preferences, school districts, property taxes, and the neighborhood's overall livability. Future zoning and infrastructure changes can also affect the area's desirability.

<strong>Question:</strong> What should I pay attention to during a home tour?
<strong>Answer:</strong> Look for signs of structural damage, water damage, or mold, as these can be costly to fix. Assess the storage space, parking situation, and don't get too caught up in minor cosmetic details that can be changed easily. Focus on the home's overall condition and utility systems.

<strong>Question:</strong> Can I update my list of "needs" and "wants" after touring homes?
<strong>Answer:</strong> Absolutely. Touring homes is a learning experience, and you may discover new preferences or deal-breakers. Don't hesitate to update your list as you gain more insight into what you're looking for in a home.

<strong>Question:</strong> What steps should I take after finding a home I'm interested in?
<strong>Answer:</strong> Review your wants and needs list and consider the home's affordability, including additional costs like homeowners association fees and taxes. Walk the area at different times to gauge traffic and noise, and talk to potential neighbors. Consult with your real estate agent about the market and submitting a competitive offer.

<strong>Question:</strong> How can I ensure my offer stands out in a competitive market?
<strong>Answer:</strong> A verified approval letter can make your offer more attractive. Discuss with your real estate agent about the competition and how recent sales of comparable homes may influence your offer. Your agent can guide you in [crafting a competitive offer](https://better.com/content/how-to-make-an-offer-on-a-home) that aligns with market conditions.

<br> <br>

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 <a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/preapprovals/purchase">Get pre-approved</a>  
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Touring homes is an exciting part of the home purchase journey. Here’s a guide to help you tick all the (not-so-obvious) boxes to find your dream home.

What to Look for When Touring a Home

Blog post image for What to look for when touring a home

What to look for when touring a home

<p><em>Getting ready to buy your dream home? Whether you’ve already started doing your research or aren’t quite sure where to begin, we’re here to help you get home. We’ve taken our best homebuying guidance and broken it up into bite-size to-dos.</em></p>

<p>
[![ Four Small Children Playing in Sprinklers in Front Yard of Large Home with Grey Wood Panels](https://media.better.com/content/prod/2018/09/May_to_dos-headerimage.jpg)](https://better.com/preapprovals/purchase)

Given today’s hot housing markets, having the right team in place is just as important as getting your finances in order. This post is all about <strong>assembling your homebuying team</strong>, so you’ll be fully prepared to make a winning offer.</p>

<h3><span style="color: #00c397">Your to-do list:</span></h3>

<p><img src="https://media.better.com/content/prod/2018/02/ruled-line@2x.png"></a></p>

<ul>
<li><h3>Compare lenders</h3></li>
<li><h3>Interview real estate agents</h3></li>
<li><h3>Research real estate attorneys</h3></li>
<li><h3>Research home inspectors</h3></li>
<li><h3>Research home insurance providers</h3></li>
</ul>

<p><img src="https://media.better.com/content/prod/2018/02/ruled-line@2x.png"></a> <br />
<br>  </p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--lg bet-Button--primary" href="https://better.com/preapprovals/purchase">Get Pre-Approved</a>  
</div>  

<p><br>  </p>

<h4 id="comparelenders">Compare lenders</h4>

<p>The first step is to find the best lender for your needs. For example, a lender who provides guidance and advice may be important to you. Or one who is easily available through text or email. If you’re [house hunting](https://better.com/content/house-hunt) in a competitive market, look for lenders that provide <a href="https://better.com/start/shopping-for-a-home">a pre-approval letter</a> that you can use to strengthen your offer. Or if you’re interested in affordable lending discounts, ask any potential lenders if they offer savings based on your location or through programs like <a href="https://better.com/content/fha-homeready/">HomeReady and FHA</a>. Regardless of your personal needs, make sure you take note of each lender’s pre-approval process -- if your experience with a certain lender is frustrating and difficult at this early stage, it may be time to find a new lender. </p>

<p>Before moving forward with any lender, you should get an official Loan Estimate (LE), which is a standard document that provides a clear and concise summary of all the features, costs, and risks associated with your new mortgage. Beyond the rate, look out for any origination or lender fees, as well as how much the lender is charging you for any points. <a href="https://better.com/content/a-quick-guide-to-your-loan-estimate/">This post explains exactly how to compare the LEs you get from different lenders</a>.</p>

<h4 id="interviewrealestateagents">Interview real estate agents</h4>

<p>Seven out of every ten homebuyers don’t interview their agent before deciding to work with them. And not all agents are created are equal -- as the industry saying goes, 20 percent of the agents do 80 percent of the business. So the [real estate agent you choose](https://better.com/content/how-to-pick-a-real-estate-agent/) could make the difference between landing your dream home in a few weeks or losing bids on houses that aren’t a great fit. Ultimately, you want an agent with a proven track record of winning bids in both the areas and price range you’re looking in. 

Better Mortgage can help you save time and energy with our affiliate Better Real Estate whose agents have been thoroughly vetted. And while there is no obligation to use [Better Real Estate agents](https://better.com/with/find-an-agent), Better Real Estate agents have a strong track record of success in their area. Plus, by working with a Better Real Estate Agent and funding with Better Mortgage, you can save $2,000 on closing costs.* </p>

<br> 

<div style="text-align: center">  
<a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/with/find-an-agent">Find an agent</a>  
</div>

<h4 id="researchrealestateattorneys">Research real estate attorneys</h4>

<p>A real estate attorney will help draw up, review, and negotiate the terms of your contract, including contingencies, clauses regarding timelines and deadlines, and repair agreements. Real estate attorneys are there to protect your rights, review all closing documents and disclosures, and help resolve issues that could arise related to title insurance or environmental law. </p>

<p>Attorneys are required by law in some states. Those include Alabama, Connecticut, Delaware, District of Columbia, Florida, Georgia, Kansas, Kentucky, Maine, Maryland, Massachusetts, Mississippi, New Hampshire, New Jersey, New York, North Dakota, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and West Virginia.</p>

<p>Keep in mind that there may be more people involved in the home buying transaction, including people from the title or escrow companies. However, they are generally chosen by the sellers, so you won’t have a say in who you’re working with. Roles and responsibilities will vary by the transaction (for example, some title companies also handle escrow, while others don’t). <br />
<br>  </p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--lg bet-Button--primary" href="https://better.com/preapprovals/purchase">Learn How Much You Can Afford</a>  
</div>  

<p><br>  </p>

<h4 id="researchhomeinspectors">Research home inspectors</h4>

<p>Unlike an appraiser, who is a third party typically contracted by your mortgage lender to estimate the value of the property, a home inspector works for you. Their job is to give you a detailed assessment of the condition of the home before you close. A home inspector will look for code violations, water or structural damage, and major systems that may need repairs or replacement, like electrical, plumbing, heating, air conditioning, insulation, and ventilation. They’ll also look at the home’s foundation, exterior, roof, walls, ceilings, floors, and windows. A typical inspection will take 2-3 hours and cost a few hundred dollars. There is a wide range of services that home inspectors offer, so it’s important to ask what they include in their inspection report (and how much they charge). You may need to hire a specialist for things like an energy audit and pest control. </p>

<p>Since you’ll likely need to do an inspection soon after your offer is accepted, it’s good to research inspectors before you’re ready to make an offer. To find a licensed, certified home inspector, consider searching the <a href="http://www.homeinspector.org/">American Society of Home Inspectors (ASHI)</a>.</p>

<p>What you do with the results of your home inspection will likely vary depending on how competitive your market is. Small repairs or upgrades generally are costs a buyer is expected to take on. However, if there are major repairs required, it may be time to renegotiate – or walk away from – the purchase agreement. </p>

<h4 id="researchhomeownersinsuranceproviders">Research homeowner’s insurance providers</h4>

<p>Homeowner’s insurance protects you (and your lender) if your home is damaged or destroyed. Your lender will likely require you to provide an estimate of your home insurance cost as part of your application, followed by confirmation of your insurance payment before the loan is finalized. Home insurance costs can depend on your home’s value, location, and the type of construction, as well as the value of your personal belongings. Make sure to get a few quotes and carefully review what’s covered in different policies. <br />
<br>  </p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/start">Get started</a>  
</div>

<p><br></p>

<p><strong>See your next to-dos:</strong></p>

<ul>
<li><a href="https://better.com/content/home-by-summer-june-to-dos-make-a-competitive-offer/">Making a competitive offer</a></li>
</ul>

<p><strong>See your past to-dos:</strong></p>

<ul>
<li><p><a href="https://better.com/content/january-to-do/">Knowing your mortgage numbers</a></p></li>
<li><p><a href="https://better.com/content/home-by-summer-february-to-dos-understand-financing-options/">Understanding your home financing options</a></p></li>
<li><p><a href="https://better.com/content/home-by-summer-march-to-dos-mortgage-rates-and-costs-101/">Breaking down mortgage rates and costs</a></p></li>
<li><p><a href="https://better.com/content/home-by-summer-april-to-dos-get-your-docs-in-a-row/">Getting your docs in a row</a></p></li>
</ul>

<p><br></p>

<br><br>

<p class="legal">*See <a href="https://better.com/faq/rates/whats-the-fine-print-better-real-estate">The Better Real Estate discount fine print</a>.</p>

Your homebuying team is crucial in helping you make a winning offer on your dream home. Here's how to assemble the right homebuying team.

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