What are qualifying ratios and how do mortgage lenders use them?

Learn whether adding a co-borrower to your refinance application is the right call for you. Read more

A cash-out refinance can be an effective way to unlock the equity in your home, and it may even increase your tax-deductions. See how. Read more

See when you can use gift money to cover all or part of your closing costs and what documentation you’ll need to show where the funds came from. Read more