What exactly is a co-applicant in a mortgage application?

Learn how lenders use credit checks to assess eligibility, and the difference between soft checks for pre-approval and hard checks during application. Read more

Is escrow required for a mortgage? Understand when escrow accounts are optional, how they work, & why choosing one could help you secure a better mortgage rate. Read more

Discover how to get a mortgage pre-approval letter in minutes with no credit score impact. Understand how it helps you secure the best offer for your new home. Read more