What is a termite letter for closing?

Learn what LTV, CLTV, and HCLTV mean, and what impacts the maximum amount you can cash out when you refinance. Read more

See when you can use gift money to cover all or part of your closing costs and what documentation you’ll need to show where the funds came from. Read more

Learn when you will and won’t need an appraisal to refinance, and the impact this process can have on your potential savings. Read more