Primary residence: What it means and how it affects loans

It depends on when your refinance is scheduled to close. Learn how to make the best decision based on where you are in the closing process. Read more

Understand what a loan commitment is and when you’ll get one. Learn what this key mortgage milestone means for you and why it matters in the home loan process. Read more

What does a down payment mean in real estate? Understand how this cost shapes a loan, PMI, and monthly payments, and see how loan programs impact requirements. Read more