Resources

Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.

Learn the key differences between MIP vs. PMI. Learn how both mortgage insurance types work, their trade-offs, and find which option fits your home loan goals.

Learn how many people can be on a mortgage, typical caps by loan type, requirements, pros and cons, and step-by-step tips to apply with multiple co-borrowers.

Are property taxes included in your mortgage payment? Learn how escrow accounts work, pros and cons, and how Better's digital pre-approval clarifies costs.

How much house can I afford with a $120k salary? Learn key affordability factors, home-buying scenarios, and strategies to boost buying power.

Discover how to afford a million-dollar home with these insightful tips. Learn income requirements and additional costs to secure your dream home.

How many FHA loans can you have at the same time? Explore the requirements for qualifying and discover other mortgage options available to you.

Learn what FHA closing costs are, how they work, and what they cover. Explore estimated fees and strategies to reduce the final amount.

Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.

How much house can I afford with a 90k salary? Learn the rules, loan options, and real scenarios to estimate monthly payments and boost affordability.

The economy created more jobs than expected in September, yet unemployment is up. Which number will mortgage rates react to?

Compare FHA vs USDA loans to understand which is right for you. Learn the key differences, pros and cons, eligibility rules, and how to choose the two.

Learn how much house you can afford with a 200k salary. See how debt and interest rates impact your budget, and find your ideal price range.

Is it cheaper to build or buy a house? Learn about the cost considerations that go into each option, plus pros and cons to help you make a decision.

Learn VA loan inspection requirements and optional assessment details. Understand your needs and move through the home buying journey smoothly.

Learn what determines mortgage rates, including economic influences like 10-year Treasury yields, lender preferences, and borrower credit profiles.

Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.

Understand under contract vs. pending, what each stage means for homebuyers, and how to act fast or make smart backup offers when a deal falls through.

Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.

Understand the income needed for a $250k mortgage in our guide. Plus, learn budgeting rules, down payment options, and tips to help you plan your home purchase.