Resources

Struggling with mortgage payments? Learn what mortgage default is, its causes, and consequences, and explore practical steps to avoid or manage it effectively.

Learn what ARV is in real estate, how to calculate it, and why investors use this key metric for house flipping and property investment decisions.

What is the income needed for a 200k mortgage? Understand how your earnings, debts, credit score, and loan terms impact affordability and monthly payments.

Understand the key differences in appraised vs. assessed home values and how each is calculated. Discover other ways to determine the value of a home.

What is the income needed for a $600k mortgage? Learn what percentage of your income should go to your mortgage and what factors influence your loan eligibility.

Home inspection vs. appraisal: Understand their main differences, including purpose, cost, timing, and how each directly impacts the homebuying process.

Grantor vs grantee: What are the primary legal differences? Understand their roles in property transfers and why it matters when buying or selling a home.

What is the danger of putting up collateral for a loan? Learn how these loans work, what assets you can use, and the risks of losing property or credit damage.

What’s a credit report, what does it include, and why does it matter? Learn everything you need to know, plus discover tips for boosting your credit score

Learn what your mortgage principal is, how it's calculated, and how it affects your monthly payments for better home finance management.

Learn about buying a foreclosed home in this comprehensive guide. Discover the necessary steps, pros, and cons, and make informed property investment decisions.

Discover how to determine the fair market value of a home. Understand what it is, the key factors influencing property value, and its uses in real estate.

Learn what a mortgage maturity date means, how it affects your loan timeline, how to find it, and what to expect when your mortgage reaches the end of its term.

Learn the difference between foreclosure and short sale, including how each impacts your credit, finances, and future loan options to make informed decisions.

What was the first-time homebuyer tax credit? Understand how it worked, who qualified, new initiatives to reprise it, and current options to get a tax break.

How do home equity loans work in Texas? Discover the unique laws, key requirements, and pros and cons to help you borrow smarter and protect your home.

How much down payment for a house do you need? Explore typical down payment percentages, minimum requirements, and how to find the right amount for you.

How much equity do you need to refinance your mortgage? Understand equity requirements by loan type and learn how to refinance and calculate home equity.

Wondering what happens to a HELOC when you sell your house? Learn how home equity lines of credit work during the sale process.

Compare jumbo versus conventional loan options to find the right mortgage for you. Learn about rates, requirements, and differences between loan types.