Resources

Learn how a private mortgage works, understand key pros and cons, steps on how to get one, and loan alternatives so you can choose confidently for your home.

What is a fixed mortgage? Learn its pros and cons, and how it provides stable payments during rate swings, along with the key steps you need to qualify for one.

What is a buyer's agent? Learn key benefits and how they guide your search, negotiate offers, handle paperwork, and help you close a mortgage with confidence.

Buying a home in 2026? The new conforming loan limits could boost your buying power and help you qualify with a lower down payment.

What is seller financing? Learn how it works, key pros and cons, and how it compares to conventional mortgages, so you can choose the best way to buy a home.

What is a title company? Learn how title companies handle title searches, closing, and title insurance, what documents they need, costs, and how to choose one.

Do conventional loans require an appraisal? Learn how they work and how to prepare for one. Discover why they’re important for lenders, buyers, and sellers alike.

Learn what an up-front mortgage insurance premium (UFMIP) is, how lenders calculate it, and explore ways to sidestep UFMIP on FHA loans.

Should you pay off your mortgage or invest? Explore the reasons behind each option, the pros and cons, and ways to combine them for the best results.

What is included in your monthly mortgage payment? From PITI to HOA fees, we explain their components and how each of them impacts your total payment.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

Discover key differences between cosigners versus guarantors. Learn the main responsibilities and benefits to make the best choice for you.

How much house can I afford with a $150k salary? Explore price-range estimates, common mortgage options, and tips for saving money in our guide.

Is cash-out refinance taxable? Learn how cash-out refinance taxes work, when interest is deductible, and smart ways to use your equity without surprise taxes.

Learn what a homeowners' insurance binder is, why lenders require it, what it includes, and how to get one fast today so your home closing stays on track.

Can you get a mortgage on an auction property? Learn how to prepare, secure fast financing, and beat tight auction deadlines with this clear step-by-step guide.

Learn how to buy a second home with no money down. Discover zero-down methods, low-payment alternatives, weigh pros and cons, and compare financing strategies.

Learn what an easement is in real estate and how it might affect your property. Discover the most common types and ways to uncover them before committing.

How many mortgages can you have? Learn about loan limits, what lenders look for, ways to qualify for multiple mortgages, and the financing options available.

What is a townhouse? Learn how its design, shared spaces, and community lifestyle work. Get a clear breakdown of features, benefits, and buying steps.