Resources

What is a promissory note? Learn how it works, what it includes, and why it matters. Understand the promise behind your home loan with this simple guide.

Discover the differences between a home warranty vs. home insurance, what each covers and excludes, and how to pick the right protection.

A global tapestry of economic forces shapes the mortgage rates individual borrowers pay. The Federal Reserve's decisions are one piece of the puzzle.

What is a home inspection? Learn why it matters beyond a simple checkbox. Discover what inspectors look for, how it works, and how they protect homebuyers.

How FHA MIP refunds work in 2025? See the chart, eligibility, how to calculate your prorated credit, what to consider before refinancing, and answers to FAQs.

Refinancing your mortgage can help you save money or adjust your loan terms to better suit your needs. Learn how it works and whether it’s right for you.

Can you get a mortgage without a job? Learn real ways to qualify for a home loan using savings, alternative income, and lender-approved smart strategies.

What is a seller credit? Discover how it can lower buyer costs, speed up home sales, and help both buyers and sellers achieve a smooth win-win situation.

Discover how FHA multifamily loans work and explore benefits like lower down payments and more flexible credit requirements in our guide.

Many homebuyers expect the Fed to lower interest rates Dec. 9-10. But rate cuts don't always translate into immediate savings on mortgage loans.

Discover the income needed for an $800k mortgage, explore what affects monthly costs, and see real-world scenarios to compare your options.

Find out how to close on a house. Follow our step-by-step guide to understand the process, key documents, and tips you need for a successful home closing

How much house can I afford with an $80k salary? Learn which factors affect your mortgage options, and discover tips that make homebuying more affordable.

Learn the pros and cons of FHA loans. Compare key benefits and drawbacks, explore alternatives, and decide if an FHA loan fits your needs before you apply.

Can you have a cosigner on a mortgage? Learn how cosigning works and when to consider it. Plus, discover the key benefits, risks, and responsibilities involved.

Understand the key differences between co-borrowers vs. cosigners. Weigh the pros and cons, and learn tips to choose the best option for your financial goals.

What are closing costs? Explore common fees found at closing, who pays them, and how to estimate and reduce expenses so you’re prepared when it’s time to close.

Learn what loan-level price adjustments are, why they exist, how they affect mortgage costs, and simple ways to manage them when comparing home loan options.

Learn how mortgage employment verification works, when lenders check your job, the methods they use, and what changes in employment mean for your home loan.

Are VA loans assumable? Learn how they work, who can assume them, the main steps to follow, the pros and cons, and potential savings when assuming a VA loan.