Refinancing

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Thinking of buying a vacation home? Find out the requirements the property must meet to be eligible for a second mortgage.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

Want to save thousands a year? Refinancing could be the way. Here's everything you need to know.

Don’t let these common refinance myths and misconceptions scare you away from the potential benefits of refinancing.

Considering a mortgage refinance? These 5 tips can help you make the refinance journey as smooth and successful as possible.

Mortgages can be confusing, even if you’ve gotten one before. Here’s a breakdown of all the costs that come with getting a mortgage.

Whether you’re buying or refinancing a home, mortgage rates can seem confusing. Here’s a quick overview to help you shop rates with confidence.

Learn how to lower debt to income ratio for mortgage approval. Understand what affects your DTI ratio, why it matters, and how to qualify for better rates.

While traditional fixed rate mortgages have the same rate for the entire life of the loan (typically 15, 20, or 30 years), adjustable rate mortgages (ARMs) are a bit different.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.