Refinancing

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

What is an escrow account? Learn how it works, and why it helps protect buyers, sellers, and lenders. Discover the types, rules, and their real estate benefits.

Two ways that refinancing can benefit homeowners going through a divorce

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Conventional loans offer plenty of perks. But which is best? Our overview of different types of conventional loans will help you pick the best one for you.

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

Learn if mortgage pre-approval is free or has costs, and understand what to expect from the process before you start the exciting journey of buying a new home.

Looking to buy a property that makes money for you? Learn the minimum qualification requirements to get a mortgage pre approval for an investment property.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

There is more to a mortgage than meets the eye. Here’s what a mortgage really is, how it works, and the different options available.

If you’re refinancing a mortgage, locking your interest rate now can help you save money in the long run. Here’s how to decide if you should lock your rate today.

There are so many reasons why a cash-out refinance might make sense for you and your household. Learn how to make a cash-out refi work for you.

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

Want to save thousands a year? Refinancing could be the way. Here's everything you need to know.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.