Refinancing

Thinking of applying for a home loan? Learn the pros and cons of a 15 year vs. 30 year fixed rate mortgage in a new article from Better Mortgage.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

We get it—the refinance process can seem pretty mysterious. Here’s a step-by-step timeline to help you get familiarized with the journey ahead.

Historical data tells us that for most borrowers in the last 25 years, paying points has been a bad decision.

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

Every homebuyer should be asking these questions to their mortgage lender.

A look at the latest developments in the mortgage market for the week beginning 3/23/20 covering the Fed’s actions to drop mortgage rates, making home equity more accessible.

Right now is the best time in 50 years to save money on your mortgage. Interest rates have never been this low and by simple virtue of that fact, will...

There are so many reasons why a cash-out refinance might make sense for you and your household. Learn how to make a cash-out refi work for you.

Whether you plan on selling your house soon or intend on staying for a while, here are some smart home renovations that can help boost your home’s value.

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

Are you currently paying for mortgage insurance? Here are some ways you might be able to get rid of it and save in the long run.

Want to save thousands a year? Refinancing could be the way. Here's everything you need to know.

Don’t let these common refinance myths and misconceptions scare you away from the potential benefits of refinancing.

Conventional mortgages are the most popular loan for homebuyers and refinancers alike. Here are the conventional loan requirements you need to know before applying.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

Considering a mortgage refinance? These 5 tips can help you make the refinance journey as smooth and successful as possible.