Refinancing

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Learn all about what a debt-to-income ratio (DTI) is, what a good debt-to-income ratio looks like, and why it matters when taking out a home mortgage.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

Thinking about refinancing your mortgage? Learn when to refinance, the benefits, and key factors to help you decide if now is truly the right time for you.

There are so many reasons why a cash-out refinance might make sense for you and your household. Learn how to make a cash-out refi work for you.

Whether you plan on selling your house soon or intend on staying for a while, here are some smart home renovations that can help boost your home’s value.

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

Are you currently paying for mortgage insurance? Here are some ways you might be able to get rid of it and save in the long run.

Want to save thousands a year? Refinancing could be the way. Here's everything you need to know.

Don’t let these common refinance myths and misconceptions scare you away from the potential benefits of refinancing.

We get it—the refinance process can seem pretty mysterious. Here’s a step-by-step timeline to help you get familiarized with the journey ahead.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

Considering a mortgage refinance? These 5 tips can help you make the refinance journey as smooth and successful as possible.

Mortgages can be confusing, even if you’ve gotten one before. Here’s a breakdown of all the costs that come with getting a mortgage.

Whether you’re buying or refinancing a home, mortgage rates can seem confusing. Here’s a quick overview to help you shop rates with confidence.

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

A high Debt to Income Ratio (DTI) is the #1 reason mortgage applications get rejected. Learn how your DTI can affect your mortgage and how to lower it.

While traditional fixed rate mortgages have the same rate for the entire life of the loan (typically 15, 20, or 30 years), adjustable rate mortgages (ARMs) are a bit different.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.